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The5ers

Its trading rulesPayout score
Show the maths

How this score is worked out

Conditions on a payout
10 / 25

14 published rules can delay, reduce or void a payout.

Profit split
13 / 20

80% to the trader, rising to 100%.

Time to the first payout
14 / 20

14 days after the first trade.

Who pays to move the money
6 / 15

The trader pays — 3.5% (plus receiving-bank fees on bank transfer); 0% on Hub Credits.

Review signal
16 / 20

4.7 from 38,077 reviews, 54% of them were posted in the last year.

Total
59 / 100

This score is about getting paid, not about trading rules. It is never averaged into the Freedom Score: a firm can have the most generous rules on the board and still be the hardest place to get money out of.

  1. How much do I keep?rising to 100% through the scaling plan80–100%
    Source
    “Eligibility for fixed payouts 80-100% profit split”
    High stakes
  2. How long until I am paid?Up to 3 business days after approval; a request marked…14 days
    Source
    “You can request your first withdrawal 14 days after your funded account is activated. Subsequent withdrawal requests can be made every 2 weeks from your last approved withdrawal. Note: If your account is scaled, the 14-day timer resets from the scaling date.”
    Withdrawals everything you need to know
  3. What does it cost to get it?3.5% (plus receiving-bank fees on bank transfer); 0% on Hub CreditsYou pay
    Source
    “Commission Percentage on payouts: Rise and Cryptocurrencies, and Bank Transfers – 3.5% HUB Credits – No commission percentage”
    What payout methods are supported
  4. What could stop the money?consistency rule (best trading day…, consistency breach blocks payout without…, and 12 more14 rules
    Source
    “The Consistency Rule is designed to encourage stable and consistent trading performance. It means that your best trading day cannot account for more than the allowed consistency percentage of your total profits when you request a payout or scale-up. Depending on your account type or region, the consistency percentage may be different. Some accounts may have a 30% Consistency Rule, while others may have a 50% Consistency Rule or another percentage.”
    What is constancy rule

Best thing about it. The split rises to 100% through the scaling plan

Worst thing about it. The trader pays to receive it — 3.5% (plus receiving-bank fees on bank transfer); 0% on Hub Credits

Work out what you would actually receive

Be aware

Of the 14 payout conditions The5ers publishes, these can cost you money or your account.

  • Money you cannot withdraw yetDrawdown resets after each withdrawal

    Not a blocker as such, but each payout resets the drawdown limit to 4% below the post-withdrawal balance, tightening the buffer on the remaining balance.

    Profit exists in the account but cannot be withdrawn yet.

    Source
    “Every time you withdraw a payout, your drawdown limit resets to 4% below your new balance (after the withdrawal).”
    Drawdown after withdrawing a payout

The evidence

everything above, with the wording it came from

The rest of the terms

FrequencyBi-weekly (every 14 days) from the last approved withdrawal; cycle resets on every scale-up
Processing timeUp to 3 business days after approval; a request marked Pending Approval is reviewed by the Risk Team for 24-48 business hours first, excluding weekends and holidays
Minimum$150
MethodsRise (RiseWorks), crypto (USDT TRC20, USDC ERC20, ETH, LTC), bank transfer, Hub Credits (non-withdrawable)
BufferNot published
Live or simulatedNot published
VerificationAll traders must complete third-party KYC after successfully completing a challenge; name, address, date of birth, passport or national ID, proof of address, plus any documentation required by local tax authorities. The funded account is only activated once KYC is passed, and the account must be in the trader's legal name.
Fee refundHigh Stakes only: 70% of the fee is added to funded-account equity and withdrawable with the first payout, subject to at least $150 profit and 14 days of account activity. Hyper Growth and Bootcamp fees are explicitly non-refundable.

Every condition · 14

  1. 1Consistency rule (best trading day vs total profit). The allowed percentage varies by account type and region (30%, 40%, 50% or another figure). Exceeding it does not fail the account but blocks both payout and scale-up until total profit grows. Calculated on accumulated profitable trades only, so losing trades are not deducted and the consistency P&L can read higher than actual net profit. source

  2. 2Consistency breach blocks payout without failing the account. Explicitly stated that the account is not failed; the trader is simply ineligible until total profits rise. source

  3. 3Payout caps per withdrawal. Caps the amount withdrawable in a single request, so profit above the cap stays in the account. $50K High Stakes capped at $3,000, $100K High Stakes at $4,000. A separate FAQ gives $1,250 for a 25K account and 3% of initial balance for $50K-$150K accounts. source

  4. 4Minimum P&L for payout. $300 on a $50K High Stakes account and $500 on a $100K High Stakes account, against a general $150 minimum published elsewhere. source

  5. 5No payouts during evaluation. Payout requests cannot be fulfilled during the two evaluation phases; only fully funded accounts can be paid. source

  6. 6Payout cycle resets on every scale-up. Scaling the account restarts the 14-day timer, delaying the next payout. source

  7. 7All open trades must be closed. Required before submitting a payout request; payouts also cannot be split across two methods. source

  8. 8Crypto withdrawal limit. Crypto is capped at $1,500 per withdrawal regardless of profit. source

  9. 9Risk Team review. A payout marked Pending Approval is held for a Risk Team review before processing. source

  10. 10News execution window. Executing orders from 2 minutes before to 2 minutes after high-impact news is prohibited; profits from that window are removed while losses are kept by the trader. source

  11. 11Prohibited trading practices. Arbitrage, HFT, bulk trading, news bracketing, exploiting system errors, trade coordination/copy trading, one-sided bets, rollover-night scalping EAs, third-party EAs without source code, tick scalping, hedge and reverse arbitrage, account sharing or reselling, challenge-passing services, cross-operator coordinated trading, artificially manufacturing profitable days, server-overloading EAs, position-size anomalies, overleveraging and gambling-style speculation. Breach voids refunds and profits entirely and triggers a permanent ban. source

  12. 12Artificially manufacturing profitable days. Hedging or splitting one trade idea across days to inflate the count of profitable days is explicitly prohibited, which matters because a profitable day requires at least 0.5% of initial balance. source

  13. 13Inactivity expiry. 30 consecutive days for evaluation accounts and 60 consecutive days for funded accounts on High Stakes; 30 days on Hyper Growth and Bootcamp. source

  14. 14Drawdown resets after each withdrawal. Not a blocker as such, but each payout resets the drawdown limit to 4% below the post-withdrawal balance, tightening the buffer on the remaining balance. source