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FXIFY

Its trading rulesPayout score
Show the maths

How this score is worked out

Conditions on a payout
20 / 25

9 published rules can delay, reduce or void a payout.

Profit split
17 / 20

90% to the trader.

Time to the first payout
20 / 20

On demand, with no waiting period published.

Who pays to move the money · not published
0 / 15

The firm publishes no payout fee policy either way.

Review signal
14 / 20

4.3 from 6,264 reviews, the company solicits reviews through a paid subscription.

Total
71 / 100

Who pays to move the money scores zero because the firm publishes nothing we could read. Nothing is filled in with a guess.

This score is about getting paid, not about trading rules. It is never averaged into the Freedom Score: a firm can have the most generous rules on the board and still be the hardest place to get money out of.

  1. How much do I keep?of the profit you make90%
    Source
    “Traders can receive up to 90% performance split on their live accounts.”
    One phase
  2. How long until I am paid?Usually within 3 business days once KYC and RISE verification…On demand
    Source
    “For the first payout, traders can request a withdrawal on-demand, as soon as the first trade on the live account is closed. Minimum amount is 50 USD. 5 Minimum trading days.”
    One phase
  3. What does it cost to get it?no fee policy publishedNot published
  4. What could stop the money?six conditions that grey out…, 25% consistency rule (2 phase…, and 7 more9 rules
    Source
    “There are 6 possible scenarios: You haven't signed the contract You have an outstanding payout You breached your account You still have open trades You are not in profit You have not reached your payout date yet. (For 1,2 and 3 Phase the first payout is on demand considering the 5 different trading days are met, while the second payout and beyond is per month or bi-weekly, depending if the add-on was purchased)”
    What to do if the payout button is greyed out

Best thing about it. Keeps 90% of profit

Worst thing about it. No payout fee policy is published either way

Work out what you would actually receive

Be aware

Of the 9 payout conditions FXIFY publishes, these can cost you money or your account.

  • Can end the accountProhibited strategies void profits

    HFT, reverse/group hedging, account management, latency arbitrage, order book spamming, herd trading/collusion, exploiting bugs, high-leverage news trading and statistical arbitrage all lead to termination and voided profits.

    Triggering this closes the account rather than delaying a payout.

    Source
    “Engaging in prohibited strategies will result in account termination and voided profits.”
    What strategies can i use
  • Can take profit you already madeFull withdrawal forfeits the funded account

    Taking a full withdrawal on 1 Phase, 2 Phase, Lightning or Instant Funding ends the funded account.

    Profit you have already made is taken back rather than paid.

    Source
    “*You are entitled to a full withdrawal, however in doing so, you will forfeit the funded account on 1 phase, 2 phase, Lightning and Instant funding accounts.”
    How do i withdraw my profits
  • Left to the firm's discretionDiscretionary ban for risk-taking around news

    News trading is permitted but excessive risk on news trades can get the account banned.

    The outcome is the firm's decision rather than a published test you can meet.

    Source
    “Clients taking significant risks on news trades may be banned for improper risk management.”
    Can i trade the news

The evidence

everything above, with the wording it came from

The rest of the terms

FrequencyFirst payout on demand; subsequent payouts monthly by default, or every 14 days if the bi-weekly add-on was purchased. Instant Funding: first payout 14 days after the first trade, then every 14 days. Lightning: first after 7 days, then every 14 days.
Processing timeUsually within 3 business days once KYC and RISE verification are complete; reviewed Mon-Fri 09:00-21:00 GMT
Minimum$50
MethodsRISE
BufferNot published
Live or simulatedNot published
VerificationMandatory KYC via SumSub (Proof of ID + Proof of Address) on the funded stage, before requesting a payout
Fee refundWith the first payout on request, on 1, 2 and 3 Phase plans only

Every condition · 9

  1. 1Six conditions that grey out the payout button. Unsigned contract, outstanding payout, breached account, open trades, not in profit, or payout date not yet reached will all block a request. source

  2. 225% consistency rule (2 Phase Static funded accounts). No single day's profit may exceed 25% of total profit. Critically, the Highest Daily Profit benchmark does NOT reset after a withdrawal, so one large day can block payouts indefinitely until total profit grows 4x that day. source

  3. 3Full withdrawal forfeits the funded account. Taking a full withdrawal on 1 Phase, 2 Phase, Lightning or Instant Funding ends the funded account. source

  4. 4Drawdown locks at starting balance after payout. On 1 Phase, 2 Phase trailing, Lightning and Instant Funding, the max drawdown locks to the starting balance once a payout is received. source

  5. 5Account set to read-only while a withdrawal is pending. Trading is suspended between request and approval. source

  6. 6Prohibited strategies void profits. HFT, reverse/group hedging, account management, latency arbitrage, order book spamming, herd trading/collusion, exploiting bugs, high-leverage news trading and statistical arbitrage all lead to termination and voided profits. source

  7. 7Discretionary ban for risk-taking around news. News trading is permitted but excessive risk on news trades can get the account banned. source

  8. 860-day inactivity breach. No trade in 60 days breaches the account, which would void any pending profit. source

  9. 9KYC and RISE registration gate the payout. The RISE account must use the same email as the FXIFY account; a mismatch delays or blocks the payout. source