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Account

FundingPips

Its trading rulesPayout score
Show the maths

How this score is worked out

Conditions on a payout
10 / 25

13 published rules can delay, reduce or void a payout.

Profit split
13 / 20

80% to the trader, rising to 100%.

Time to the first payout
20 / 20

On demand, with no waiting period published.

Who pays to move the money
6 / 15

The trader pays.

Review signal
10 / 20

4.5 from 69,148 reviews, the company solicits reviews through a paid subscription, 56% of them were posted in the last year.

Total
59 / 100

This score is about getting paid, not about trading rules. It is never averaged into the Freedom Score: a firm can have the most generous rules on the board and still be the hardest place to get money out of.

  1. How much do I keep?rising to 100% through the scaling plan80–100%
    Source
    “Reward Cycles On Demand 90% Request any time with 35% consistency score & min 2% profit. ... Weekly 60% 7 days after the first executed trade on the Master Account. ... Bi-Weekly 80% Every 14 calendar days after the first executed trade. ... Monthly 100% Every 30 calendar days after the first executed trade.”
    2 Step Standard – FundingPips
  2. How long until I am paid?processing time not publishedOn demand
    Source
    “Request an On Demand Reward with a 90% split at any time once both of the following criteria are met: A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. The minimum reward amount for On Demand is 2% of the Master Account Size .”
    2 Step Standard – FundingPips
  3. What does it cost to get it?the amount is not publishedYou pay
    Source
    “Transfers are subject to exchange rates and transaction fees.”
    2 Step Standard – FundingPips
  4. What could stop the money?35% consistency score, 7 profitable days (monthly 100%…, and 11 more13 rules
    Source
    “A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit. This resets after each reward.”
    2 Step Standard – FundingPips

Best thing about it. The split rises to 100% through the scaling plan

Worst thing about it. The trader pays to receive it

Work out what you would actually receive

Be aware

Of the 13 payout conditions FundingPips publishes, these can cost you money or your account.

  • Can permanently cut your splitStriking System - permanently halves then guts the reward split

    Each time a single trade idea's combined floating loss hits the trigger (1.2% above $25K on Weekly/Bi-Weekly/On Demand; 1% on Monthly and on 2 Step Pro/1 Step Flex at every size) a warning is recorded and that idea's profit is deducted. 2nd warning halves the split, 3rd drops it to 20%, 4th closes the account. Warnings never reset.

    The reduction does not reset — it applies for the life of the account.

    Source
    “2nd Your reward split drops by half (for example, from 80% to 40%). The profit from that trade idea is also deducted. 3rd Your reward split drops to 20%. The profit from that trade idea is also deducted. 4th Account breach. The account is closed immediately.”
    2 Step Standard – FundingPips
  • Can end the accountForbidden strategies terminate the account

    Gap trading, HFT, server spamming, latency arbitrage, toxic flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading, churning and burning, third-party account management.

    Triggering this closes the account rather than delaying a payout.

    Source
    “Trading strategies such as gap trading, high-frequency trading, server spamming, latency arbitrage, toxic trading flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading, and churning and burning are not allowed.”
    Trading Conduct and Security Standards – FundingPips
  • Can permanently cut your splitStriking warnings are permanent and survive payouts

    Requesting a reward does not restore a reduced split or clear the warning counter.

    The reduction does not reset — it applies for the life of the account.

    Source
    “No. Warnings and their consequences stay on the account for its lifetime. Requesting a reward does not reset the warning counter or restore a reduced split.”
    2 Step Standard – FundingPips
  • Can end the accountInbound copy trading and third-party management terminate the account

    You may copy outward from a FundingPips master account to an external account, never inward. Copying between different users' accounts is prohibited.

    Triggering this closes the account rather than delaying a payout.

    Source
    “Inbound copy trading: copying trades into your FundingPips account from an external source (signal providers, trade copier services where the FundingPips account is the slave).”
    Trading Conduct and Security Standards – FundingPips

The evidence

everything above, with the wording it came from

The rest of the terms

FrequencyChosen at purchase: On Demand, Weekly (7 days), Bi-Weekly (14 calendar days) or Monthly (30 calendar days), counted from the first executed trade on the Master Account. A missed date is not lost; the cycle only resets on a successfully processed reward.
Processing timeNot published
MinimumNot published
MethodsNot published
BufferNot published
Live or simulatedNot published
VerificationKYC plus Responsible Trading Team review (up to 2 working days), Customer Agreement signing and risk-framework connection (a further 2 working days) before the Master Account is issued
Fee refundNo

Every condition · 13

  1. 135% consistency score. Applies to the On Demand and Monthly cycles. No single trading day may be more than 35% of total profit. Resets after each successfully processed reward. source

  2. 27 profitable days (Monthly 100% cycle). Each day must net at least 0.5% of the starting Master Account size. Resets after each reward. source

  3. 3Profit Concentration Policy - 4 minimum profitable days for the account's lifetime. If any single trade idea produced more than 60% of the profit target in an evaluation phase (accounts $25K+ created on or after 27 June 2026), the resulting Master Account permanently needs 4 profitable days (0.5%+ each) before EVERY reward request. source

  4. 4Striking System - permanently halves then guts the reward split. Each time a single trade idea's combined floating loss hits the trigger (1.2% above $25K on Weekly/Bi-Weekly/On Demand; 1% on Monthly and on 2 Step Pro/1 Step Flex at every size) a warning is recorded and that idea's profit is deducted. 2nd warning halves the split, 3rd drops it to 20%, 4th closes the account. Warnings never reset. source

  5. 5Striking warnings are permanent and survive payouts. Requesting a reward does not restore a reduced split or clear the warning counter. source

  6. 6High-impact news and speeches window (Master Account). Soft breach: profits from trades opened or closed within 5 minutes either side of high-impact news (10 minutes either side of speeches) on the affected currency may be deducted. Applies to all order types. Trades opened 5+ hours before the event are exempt. source

  7. 7Purposeful news trading closes the account. Deliberate news trading is prohibited in both evaluation and master phases. source

  8. 8Weekend holds currently disabled on Master Accounts (temporary, effective 29 January 2026). Open trades are force-closed over the weekend. Not a breach, but the day does not count as a valid trading day, and the biggest winning and losing day still feed the consistency score. source

  9. 9Forbidden strategies terminate the account. Gap trading, HFT, server spamming, latency arbitrage, toxic flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading, churning and burning, third-party account management. source

  10. 10Third-party EA misuse denies the reward. Third-party EAs are only permitted as a trade or risk manager. Full automation is allowed only with a personal EA and proof of ownership; a compiled binary is not proof. source

  11. 11Inbound copy trading and third-party management terminate the account. You may copy outward from a FundingPips master account to an external account, never inward. Copying between different users' accounts is prohibited. source

  12. 12IP region consistency, and no VPN/VPS. IP region must stay consistent across purchase, website login and account access. Connecting via VPN or VPS is not permitted. Unrealistic changes trigger a proof request (boarding pass, passport stamp, live video). source

  13. 1330-day inactivity. At least one fully closed trade every 30 days; leaving a trade open does not pause the timer. source