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FTMO

Its trading rulesPayout score
Show the maths

How this score is worked out

Conditions on a payout
20 / 25

9 published rules can delay, reduce or void a payout.

Profit split
13 / 20

80% to the trader, rising to 90%.

Time to the first payout
14 / 20

14 days after the first trade.

Who pays to move the money
15 / 15

The firm absorbs the transfer cost.

Review signal
14 / 20

4.8 from 52,652 reviews, the company solicits reviews through a paid subscription.

Total
76 / 100

This score is about getting paid, not about trading rules. It is never averaged into the Freedom Score: a firm can have the most generous rules on the board and still be the hardest place to get money out of.

  1. How much do I keep?rising to 90% through the scaling plan80–90%
    Source
    “FTMO Challenge: 1-Step: You receive 90% of the profit. Rewards cannot be left on the account to grow the balance. FTMO Challenge: 2-Step: You receive 80% of the profit (increases to 90% if Scaling Plan or Premium Programme conditions are met). You also have the option to keep the Reward on your account (rollover) to build a larger balance and drawdown buffer.”
    How do i withdraw my profits
  2. How long until I am paid?Review and notification within 1-2 business days after the request…14 days
    Source
    “You can request a Reward claim in the Account MetriX on the 14th or any following day after the first placed trade on the specific account. All open positions and pending orders must be closed.”
    How do i withdraw my profits
  3. What does it cost to get it?the cost of sending it is absorbedFirm pays
    Source
    “FTMO does not charge any additional commissions for Reward withdrawals.”
    How do i withdraw my profits
  4. What could stop the money?best day rule (50%), minimum trading days (4), and 7 more9 rules
    Source
    “To pass the FTMO Challenge: 1-Step or to be eligible for a Reward on an FTMO Account, the Best Day Rule requires that your Best Day does not represent more than 50% of your Positive Days' Profit.”
    Trading objectives

Best thing about it. The split rises to 90% through the scaling plan

Worst thing about it. Claims $650M paid out, with no date attached to the figure

Work out what you would actually receive

Be aware

Of the 9 payout conditions FTMO publishes, these can cost you money or your account.

  • Can end the accountForbidden Trading Practices

    Breach can strip trades from history, disqualify the trader, forfeit rewards or terminate all agreements. Covers exploiting price/feed errors, multi-account opposite positions, AI/ultra-high-speed tools, gap trading around news or before market close, overleveraging, overexposure, one-sided bets and account rolling.

    Triggering this closes the account rather than delaying a payout.

    Source
    “Any breach or non-compliance with these rules may result in corrective actions, including, but not limited to, removal of simulated trades from your history, restricted access to a trading platform, disqualification from the Evaluation Process, forfeiture of any potential Rewards, or even termination of all agreements you have with us.”
    Forbidden trading practices

The evidence

everything above, with the wording it came from

The rest of the terms

FrequencyOn request from the 14th day after the first placed trade; FTMO publishes no fixed cycle length after that first claim
Processing timeReview and notification within 1-2 business days after the request, then the reward is typically sent within 1-2 business days after the invoice is approved
Minimum$20
Methodsbank wire transfer, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), cryptocurrencies
BufferNot published
Live or simulatedNot published
VerificationFTMO Identity, completed after the evaluation is passed and results reviewed (after the single phase on 1-Step, after both phases on 2-Step)
Fee refundwith the first Reward withdrawal, 2-Step only; the 1-Step entry fee is never refunded

Every condition · 9

  1. 1Best Day Rule (50%). Applies to FTMO Challenge: 1-Step and FTMO Account (1-Step). It does not fail the account, but it blocks reward eligibility until the best day falls to 50% or less of Positive Days' Profit. Note FTMO's own FAQ simultaneously claims there are no additional consistency requirements. source

  2. 2Best Day Rule is not a breach but delays the reward. Exceeding the limit does not void the account; it postpones eligibility until enough further profit is generated. source

  3. 3Minimum Trading Days (4). Applies to both phases of the 2-Step evaluation only. FTMO explicitly states there is no Minimum Trading Days rule on the funded 2-Step FTMO Account, so it gates funding rather than the payout itself. source

  4. 4All positions must be closed. A reward claim cannot be submitted while any position or pending order is open. source

  5. 5Trading Objectives and FTMO Account Agreement compliance. Entitlement to a reward is conditional on all Trading Objectives being fulfilled and the Account Agreement being followed. source

  6. 6Forbidden Trading Practices. Breach can strip trades from history, disqualify the trader, forfeit rewards or terminate all agreements. Covers exploiting price/feed errors, multi-account opposite positions, AI/ultra-high-speed tools, gap trading around news or before market close, overleveraging, overexposure, one-sided bets and account rolling. source

  7. 7Anti-circumvention of the Best Day Rule. Hedging, opposing positions on correlated instruments, or splitting one trade idea across days to manufacture extra profitable days is explicitly forbidden. source

  8. 8Hyperactivity / server overload (2,000 requests per day). EAs generating more than 2,000 server requests per day on individual trades or pending orders are a forbidden practice. source

  9. 9No additional consistency rule (stated). FTMO states there is no consistency requirement beyond the Trading Objectives, which contradicts the Best Day Rule being a hard gate on reward eligibility for 1-Step. source